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Commercial Loans

Merchants Bank offers a full line of lending services.

We have a strong agricultural presence and our loan officers work hard to help our farmers and ranchers succeed. Our credit decisions are made local and in a timely matter. We also offer commercial, real estate and personal loans. Merchants Bank’s experienced loan officers are here to help you with any of your lending needs.
We understand that running a business is challenging. Merchants Bank will work with you to support your business decisions. Our fully qualified loan officers have years of experience and will help you find the best fit for your business operating needs.
When you’re looking to purchase property, expand your business, or are looking to refinance, Merchants Bank can help you accomplish your goals. Our loan officers work fast and efficiently so you can achieve new opportunities for your business.
Contact us when you are looking for a new company car or new equipment purchase to make your business more efficient. We offer term financing with competitive rates.
When looking for extra protection for your checking account, Checking Plus may be the ideal product for you. Checking Plus offers a line of credit to automatically transfer funds from your credit line to your checking account in the event your account is overdrawn. With this service there are no overdraft fees when your account is overdrawn.

Contact a loan officer to get started.

Special Loan Programs

In addition to the many loan services we offer, Merchants Bank partners with the following loan assistance programs:

  • Bank of North Dakota Loan Programs
  • Farm Service Agency Guaranteed & Subordination Loans
  • US Small Business Loan Assistance Program