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Additional Services

Our secure drop boxes, located at all locations, allow our customers to make deposits before and after banking hours. Night deposits are opened and processed the next business day.
In the effort to avoid an unwanted overdraft fee, we offer ways to help avoid overdrawing your account. Interested? We would love to work with you to identify the overdraft protection that is best for you whether it be setting up an automatic maintenance transfer or establishing an overdraft line of credit.
Our prepaid Mastercard gift cards not only work perfect as a gift, they also work great for personal use as a safe way to carry money on the go. Merchants Bank gift cards can be loaded up to $750.00 and come with a small fee.
Safeguarding your valuables is very important. This is why we offer individually secured boxes to provide a safe place for your convenience. Safe deposit boxes are reinforced to withstand fire, floods, hurricanes, tornadoes, and other natural disasters. Although boxes are equipped to handle harsh elements, they are not FDIC insured.
Merchants Bank is a Fedwire participant, for wires to Merchants Bank use the following information:
Merchants Bank
210 S Main Ave
Rugby ND 58368
Routing # 091300641
Customer Name
City State Zip
Customer Account Number
To initiate a wire, you must be present at your local branch. Any questions please contact your local branc