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About Merchants Bank

Why Choose Us:

Merchants Bank is an FDIC insured bank committed to providing safe and sound banking practices. Merchants Bank offers the products and services of a large bank and offers the individual attention you expect from a community bank. We pride ourselves on top quality customer service and respect the confidentiality of our customers.



Merchants Bank, Rugby, North Dakota is a state-chartered bank and was chartered on August 4, 1897 by Henry Erickson and William D. McClintock of Towner and John A. Davis of Kalispell, Montana. Henry Erickson was the first president and W. D. McClintock was the Cashier. The descendants of W.D. McClintock continue to own Merchants Bank to this day. The original capital structure was $5,000.00 in capital stock and deposits were $3,927.07.


Merchants Bank is an independent community bank committed to maintaining safe and sound banking practices, playing a proactive role in improving the Rugby, Towner, Granville, Upham, and Fairview communities and providing the highest degree of customer service possible.

October 14, 2011

Merchants Bank acquired the Fairview, Montana branch of First Security Bank–West on October 14, 2011.

February 19, 2018

Merchants Bank acquired the Towner, Granville and Upham, North Dakota branches of Western State Bank on February 19, 2018.

Board of Directors

Jane M. Wyatt

Chairman of the Board

Serving since 2013

James T. McClintock

Serving since 2008

Anne McClintock

Serving since 2019

Robert Hovland

Serving since 2006

Craig Johnson

Serving since 2007

Cody Melgaard

Serving since 2021


Merchants Bank ABA/Routing Number:


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