Merchants Bank of Rugby, North Dakota is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.
 FRAUD ALERT
- If you have received a letter and "Official Check" from Pacific Lotto, Inc. notifying you that you are a lucky winner, do not cash or deposit the check you received. The checks are fraudulent. The amounts of the checks vary and are all signed by R.P. Sehring. The address and telephone number on the check are not correct. Merchants Bank of Rugby, North Dakota is not associated with Pacific Lotto, Inc. in any way.
 CYBER ALERT
- Attention Online Customers - Cyber criminals have launched a major e-mail campaign to deploy the infamous Zeus TROJAN e-mail, which will send spam messages disguised as fraud alerts from the Internal Revenue Service (IRS), Twitter account hijack warnings, or salacious YouTube.com videos. Do not open the attachments or download information from unexpected or spam e-mails. Make sure you have an up-to-date antivirus, antispam and antispyware program on both your home and business computers to protect your valuable information from Cyber Fraud.
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